Investment.

1. Fixed investment in quantum minimum SGD 50,000

2. Fixed return of 3% per month for 6 months.

Business Model

B&C organised big decorations for festivals such as China town CNY decoration. Xmas decoration for Singapore Flyers

They get funding to purchase materials for the job on hand, on payment from event organiser and make the profit.

Analysis

1. There is no real collateral for the investment. The props may be expensive in making but will not worth much in a foreclosure.

2. B&C stops 6 months investment options. All new investment are with 12 months tenure.

3. The payment method is clean. 7 checks upfront. We can bank in 1 check every month for the 3% return, on month 6, we bank in both 3% return and the principle.